Does Credit Matter when Applying for Financing?
For those who are shopping for a new car, truck, or SUV, we’d like to let you know that we understand how difficult it is to find a car that fits your driving and budgetary needs. We also know that it’s especially difficult to find a car if you have poor credit.
Securing a car loan is the most important part of the car buying process. If you’re struggling with this part, then it’s time to find out more about our Nissan finance department, which will guide you through whatever financing needs that you may need. We can help you finance one of our many Nissan cars today and get you on the road as soon as possible.
Does Credit Matter?
Yes, having good credit matters when financing a new vehicle, whether it’s a new Nissan Pathfinder or a used Nissan Altima. But don’t let this stop you from following the process if you have bad credit. Though credit does matter, there are still many ways to secure financing.
High credit scores can land you a car loan fairly easy. A high credit score means that you have history of paying loans and unsecured debt in a timely manner. It helps build a level of confidence that says that you’re worthy of not only getting the loan, but also you’re capable of paying it back without any issues.
But if you have poor credit, you’ll need to find other avenues to secure that loan, whether it’s through a co-signee or comprehensive credit assistance. Whether you have good or bad credit, rest assured that our finance team will find a way to help you secure a loan.
How We Can Help
Most car dealers won’t turn you away even if you have bad credit. That’s because most car dealers offer those with bad credit the chance to improve it through a credit assistance program, which is the best solution if you’re in need of a new or pre-owned car.
Before you even think about loans, it’s always best to test-drive the car that you like before you buy. This allows you to fully connect with the vehicle to make sure that it’s perfect.
Don’t hesitate to visit us and meet some of our financial experts today. Bedford Nissan is capable of providing you with the best financial solutions no matter your credit history. We hope to see you soon!