Learn About the Ins and Outs of Car Insurance
When they contact our Nissan dealership, many drivers ask us about car insurance. Auto insurance is a requirement for drivers in every state except New Hampshire. If you live in New Hampshire, you can drive legally without auto insurance only if you have the financial resources to cover all the expenses related to an accident you’re involved in.
If you visit our Nissan dealership near Cleveland, OH, our team will explain how every insurance policy has a deductible. Your policy’s deductible is the amount you’ll need to pay out-of-pocket if you file a claim.
For more information about car insurance, contact or visit Bedford Nissan.
A Breakdown of Auto Insurance
The coverage car insurance provides differs by state. While that’s the case, a typical auto insurance policy includes multiple types of coverage. Those types of coverage often include:Liability
If you’re going to buy or lease one of our new Nissan cars, it’s a wise idea to secure liability coverage even if your home state doesn’t mandate it. Liability insurance pays for property damage and injuries that occur in an accident that’s your fault. If you’re sued for an accident you’re responsible for, your liability coverage will protect you up to a pre-determined dollar amount.Comprehensive
This type of insurance pays out if your vehicle is damaged or destroyed by an event you have no control over. Storms, floods, lightning strikes – those are all examples of events that would cause your comprehensive insurance to kick in.Collision
Being Nissan dealers in Ohio, many motorists ask us about collision insurance. This coverage pays out if your automobile flips over or hits an object like another car, a building, or a fire hydrant.Medical Payments/Personal Injury Protection
Medical payments and PIP insurance cover medical expenses for you and your passengers if any of you are hurt in an accident. It doesn’t matter who caused the accident for this type of coverage to pay out.Uninsured/Underinsured Motorist Bodily Injury and Property Damage
Uninsured/underinsured bodily injury coverage will pay for wounds you or your passengers sustain as the result of a driver who has no coverage or insufficient car insurance. UMPD insurance will pay to fix or replace your vehicle if your car is damaged or ruined by a driver who has no car insurance or inadequate coverage.Insurance Premiums and Deductibles
When you talk to the experts in our Bedford, OH Nissan finance center, they’ll tell you that you’ll need to pay a premium for car insurance. Your premium is the recurring cost of maintaining your auto insurance.If you visit our Nissan dealership near Cleveland, OH, our team will explain how every insurance policy has a deductible. Your policy’s deductible is the amount you’ll need to pay out-of-pocket if you file a claim.
For more information about car insurance, contact or visit Bedford Nissan.