Bedford Nissan

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Nissan Financing for Beginners

Nissan Financing

It’s common for first-time car buyers to become overwhelmed with all the information and options for financing. However, our Nissan finance center makes it simple and stress-free! When you’re shopping for a new or pre-owned vehicle, the friendly team at Bedford Nissan will help you through the entire process.

Should I Buy or Lease a Car?

You have two options for getting behind the wheel of a Nissan vehicle: buying or leasing it. Here are a few key differences:

  • If you want to outright own the vehicle one day, purchase with a loan. Your down payment will help determine your monthly payments, interest rate, and term length.
  • If you prefer to trade in your vehicle for a new Nissan model every few years, go with a lease. Depending on the lease terms, you might not have to put any money down.

If you’re not sure whether a loan or lease works best for you, don’t worry. Our team is here to answer all of your questions and help you drive home in the Nissan vehicle of your dreams!

Credit Score

The higher your credit score is, the lower your interest rate will be. However, if you have poor credit—or if you don’t have much of a credit history—we recommend either raising your credit score or getting a co-signer in order to increase your odds of approval and favorable financing terms.

Determining a Monthly Budget

When our Nissan finance center creates a payment plan for your loan or lease, you should keep your monthly income in mind. Your total auto expenses should be no more than 10% of your monthly take-home income. These expenses include:

Keep in mind that you might have unforeseen expenses as well, so be sure to budget appropriately.

Come Meet Our Nissan Finance Team in Bedford, OH

Buying or leasing a car for the first time should be exciting instead of stressful. And our finance team is here to help you enjoy the process! Come in to our Nissan dealership near Cleveland, OH and meet our team today so we can build a financing plan for the sedan, SUV, or truck you’ve always wanted.