How Your Credit Score Impacts Car Financing
Meeting with our Nissan financial services team is exciting because it means you’re getting close to driving home your very own car, truck, or SUV. One big factor to consider during the financing process is how your credit score might affect your lease or loan package. Here’s everything you need to know when you pick your favorite model at Bedford Nissan.
Why Does Credit Score Impact Your Lease or Loan?
Your credit score gives lenders a snapshot of your financial history. If you pay your bills on time and don’t have much debt, you’ll likely have a high score. Conversely, if you’re currently paying off another loan or have missed some bill payments, your score may be lower.
All financers, including our Nissan financial services department, take your credit score into consideration when crafting a custom lease or loan. The higher your score, the more likely you’ll get approved for a lower down payment, interest rate, and monthly payment.
Can You Still Get a Car With a Low Credit Score?
If you have poor credit — or no credit history at all — our Nissan financial services personnel will be happy to create a lease or loan for you. Every team member at our Nissan dealership near Cleveland, OH is dedicated to helping our customers lease or buy their favorite models, and we’ll do everything we can to get you a great vehicle regardless of your credit score.
Are All Nissan Models Eligible for Financing Regardless of Credit Score?
We believe that you deserve to drive your favorite vehicle, so we make all pre-owned and new Nissan models available to customers with just about any credit score. And we make the process simple, too. Just follow these steps:
- Come to our dealership and go for a test drive or two.
- Select your favorite model.
- Meet with our Nissan finance center to discuss your lease and loan options.
And that’s pretty much it! We’ll work to help you drive home in your very own Nissan vehicle the same day, regardless of your credit score.
Get a Lease or Loan with Our Nissan Financial Services Near Cleveland, OH
Leasing or buying a vehicle is a big deal. At Bedford Nissan, we’ll give you the confidence that you’re getting a great model at a great price regardless of your credit score. Contact our Nissan finance department with questions.